On Thursday this week, winter storms were lashing the cliffs at Saltdean, near Brighton.
In such weather, having a secure home seems even more important than usual.
But Amanda Copeland, who lives in a bungalow in Saltdean with her three young children, believes she is about to lose hers for good.
"There's probably a good likelihood this house will be repossessed within the next year or so," she says.
Amanda is one of a quarter of a million homeowners in the UK who receive a benefit called Support for Mortgage Interest (SMI).
But as a result of some of the first government cuts to take effect, that benefit was cut by 40% from 1 October.
She, and more than 100,000 others, now face a shortfall in their mortgage payments.
For the full article...http://www.bbc.co.uk/news/business-11743245
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